MAYAN BLOCK

BESPOKE AND PROFESSIONAL OTC SERVICE

KNOWLEDGE

The trading team have experience in both traditional and cryptocurrency markets and will help execute trades with speed and price in mind.

TRADING

Trading available for Bitcoin (BTC), Ethereum (ETH), Litecoin (LTC), Ripple (XRP), Ethereum Classic (ETC) and other major alternative cryptocurrencies.

BANKING

Mayan Block partnerships include UK onshore, European and US banks. Therefore Mayan Block is able to provide movement of fiat in GBP, EUR & USD.

SECURE

Mayan Block systems and processes have been built from the ground up with strong and comprehensive policies in place.

COMPLIANT

Mayan Block conducts Know Your Customer ("KYC") checks to comply with all relevant national and international laws and regulations.

INTERESTED IN MAYAN BLOCK OTC SERVICE?

Get in touch and start trading today.

OTC

Mayan Block offers an Over-the-Counter service which allows you to trade cryptocurrencies under preferential conditions for high volume orders.

The minimum order value is currently 5 Bitcoin.

PLACING AN ORDER

Mayan Block currently use the instant messaging platform Telegram for trade communication and execution. It is secure and the chat history can be exported for auditing purposes if required.

Telegram’s encryption is based on 256-bit symmetric AES encryption, 2048-bit RSA encryption, and Diffie–Hellman secure key exchange.

HOW TO START OTC TRADING

1. Contact the trading team either by registering your interest on this page or email your requirements to otc@mayanblock.com

2. A dedicated Mayan Block team member will be in touch with you to discuss your requirements and walk you through our trading process.

3. You will need to provide your KYC/AML information when requested by Mayan Block .

4. Once the institution or individual has received a pass from Mayan Block you will be handed over to the trading team where request your first trade.

REQUEST MORE INFORMATION

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OUR TEAM OF EXPERTS ARE HERE TO ASSIST YOU

TERMS & CONDITIONS

By using the Mayan Block website ("Mayan Block"), you are agreeing to be bound by the following terms and conditions ("Terms of Service").

1. INTRODUCTION

1.1 These Terms and Conditions apply to any transfer of funds (a "Transaction") entered into between a client ("you" or "your") and Mayan Block Ltd. ("us", "we" or "our"), as well as any subsequent transfer of funds following settlement of a Transaction (a "Service"), made using our OTC desk (the "Facilities"). Each Transaction and Service shall be treated separately under these Terms and Conditions, and the requirements under The Money Laundering and Terrorist Financing Regulations 2019 (as amended from time to time) ("MLRs") shall only apply to any Services carried out under these Terms and Conditions. These Terms and Conditions, the specific details of any Transaction and Service, our complaints handling policy and our privacy policy alone shall form the entire contract between you and us (together, the "Terms").

1.2 Please review these Terms and Conditions carefully and make sure that you understand them before using the service and/or making an Order. If you do not agree to these Terms and Conditions, you will not be allowed to and must cease use of the Trading Desk and must not make an Order through the Trading Desk.

2. ACCEPTANCE OF TERMS AND CONDITIONS

2.1 You agree that by using our Facilities, you accept the Terms and agree to be bound by them. You should read the Terms in their entirety and should not enter into a Transaction unless you have fully understood them. If you have any queries about the Terms, or any part of them, please contact us and/or seek independent advice.

2.2 Mayan Block may at any time modify these Terms and Conditions by giving you 60 days' notice. Mayan Block will notify you of any changes to these Terms and Conditions either by emailing you (at the email address entered by you into the registration form on the Trading Desk) and/or by posting a notice on the Trading Desk. By continuing to use the Trading Desk and/or making any Order after changes to these Terms and Conditions are made and notified to you, you agree to be bound by such changes.

2.3 You can review the most current version of our Terms and Conditions at any time by clicking on the "Terms and Conditions" link located at the bottom of the Trading Desk. It is your responsibility to ensure that you are familiar with the current Terms and Conditions. You are advised to check the above link on a regular basis.

3. DEFINITIONS

3.1 In these Terms and Conditions:

"Account" means the account of a Customer with Mayan Block which is created when a Customer registers with Mayan Block by completing the registration form available on the Trading Desk.

"AML Documentation" means the documentation required to be provided by the Customer as set out in our Anti-Money Laundering Policy. "Broker" means a Customer who makes Orders on behalf of their Customers.

"Customer", "Your" and "You" means a user who makes an Order via the Trading Desk.

"Fiat Currency" means any national government issued currency (such as pounds sterling) but not any Virtual Currency that may be used to purchase or sell Virtual Currencies via the Trading Desk.

"Mayan Block", "we" and "us" are references to Mayan Block Ltd., a limited company incorporated in England with registered number 11112997 and registered address at 20-22 Wenlock Road N1 7GU United Kingdom.

"Order" means any instruction from a Customer to buy or sell any Virtual Currencies using our Trading Desk. Your Order will not be complete until it has been matched with another Customer placing the opposite Order and therefore completing the Trade (as further detailed in clause 7).

"Trading Desk" means the Trading Desk operated by Mayan Block available during normal business hours.

"Virtual Currency" means any digital asset which we support on the Trading Desk.

4. WHAT IS Mayan Block?

4.1 Mayan Block is a limited company incorporated in England with its headquarters in London at 20-22 Wenlock Road N1 7GU United Kingdom.

4.2 Mayan Block operates the Trading Desk. The Trading Desk is an electronic web interface through which Customers can either: (a) place an Order for the purchase of Virtual Currency; or (b) place an Order for the sale of Virtual Currency.

4.3 In placing an Order, the Customer seeks to convert from Fiat Currency to Virtual Currency or from Virtual Currency to Fiat Currency.

4.4 Mayan Block may refuse to process or cancel any pending Virtual Currency transaction as required by applicable law or in response to a requirement or request of a regulator or a court of competent jurisdiction subpoena, court order, or other binding government order or to enforce transaction limits.

4.5 You may only place Orders in relation to Virtual Currencies that Mayan Block, in its sole discretion, decides to support. The Virtual Currencies that Mayan Block supports may change from time to time. If you have any questions about which Virtual Currencies Mayan Block currently supports, please submit an email request here.

4.6 You may not use Mayan Block's Trading Desk to store, send, request, or receive virtual currencies (or other digital assets) which are not expressly supported by Mayan Block. If you attempt to place an Order via our Trading Desk for a virtual currency which is not supported by us, we are under no obligation to return such virtual currency to you.

5. ELIGIBILITY

5.1 To use our Facilities you must:

5.1.1 be at least 18 years old;

5.1.2 be a UK resident;

5.1.3 enter into Transactions on your own behalf (unless we confirm in writing otherwise);

5.1.4 own all of the money you exchange/transfer as part of a Transaction and/or Service (unless we confirm in writing otherwise); and

5.1.5 satisfactorily complete any customer verification process we reasonably require.

5.2 By using the Facilities, you agree that you represent to us that you meet the above requirements and any requirements set out in our Anti-Money Laundering Policy.

5.3 If we are aware, or reasonably suspect, you do not meet all of the above criteria, we may:

5.3.1 refuse to let you access the Facilities;

5.3.2 refuse to perform any Transaction or Service; and

5.3.3 cancel any current Orders or Transactions in accordance with clause 9.2.

6. CUSTOMER & BROKER REGISTRATION

6.1 You may access the public areas of the Trading Desk which contain general information about Mayan Block and our service without registering as a Customer.

6.2 If You wish to place an Order, you will first be required to register as a Customer. Due to compliance with regulatory requirements, registration is a three step process as follows:

(a) completion of the new Customer registration form which can be found on the Trading Desk;

(b) provision to Mayan Block of the AML Documentation (as set out in our Anti-Money Laundering Policy); and

(c) any person who wishes to act as a Broker on behalf of their customers must also provide Mayan Block with any information required (for example, a signed and certified power of attorney statement) by Mayan Block to satisfy Mayan Block that it is appropriately organised to act as a Broker.

6.3 Once Mayan Block has received all of the required documentation and information as set out in this paragraph.

6.4 If Mayan Block in its sole and absolute discretion is satisfied that you comply with all applicable requirements, Mayan Block will provide you with a verified account to access the Trading Desk. For the avoidance of doubt, Mayan Block may refuse to grant a verified account to any person without stating a reason.

6.5 Please note that you will not be able to make an Order under any circumstances until Mayan Block has provided you with a verified account.

7. ORDERS

7.1 Mayan Block and the Customer will from time to time enter into Orders in accordance with the Customer's electronic instructions issued through the Trading Desk.

7.2 Mayan Block cannot reverse a Virtual Currency transaction which has been sent to a Virtual Currency network.

7.3 Each Order entered on the Trading Desk is irrevocable and binding on the Customer. Mayan Block cannot and will not reverse an Order to the extent that it has been matched with one or more other Orders as set out above.

7.4 Mayan Block shall at all times be entitled to operate on the basis that each Order is correct and does not contain any errors (including in the case of manifest errors).

7.5 Mayan Block records the details of every Order undertaken for a Customer including the tracking numbers of all Virtual Currency provided to a Customer.

7.6 Mayan Block has the right at any time to refuse to accept a Customer's Order without any liability.

8. PAYMENT

8.1 Subject to clauses 8.15 to 8.18 (inclusive), prior to making any Order, the Customer must have credited Fiat Currency or Virtual Currency to his Account. Mayan Block shall not permit any Order to be placed until cleared funds have been received by Mayan Block and cannot accept responsibility for a delay in onward payment due to the late arrival of such funds.

8.2 The Customer expressly agrees and acknowledges that banks have cut-off times, after which they will not accept same-day payment instructions. It is the sole responsibility of the Customer to make itself aware of, and where necessary comply with, any applicable cut off times.

8.3 Funds are credited to a Customer's Account by the Customer making a transfer from his bank account to Mayan Block's Client Account using the Trading Desk. Credited funds will show as a credit balance on the Customer's Account when received and processed by Mayan Block.

8.4 Virtual Currency is credited to a Customer's Account by the Customer making a transfer from his Virtual Currency wallet to Mayan Block's Client Virtual Currency.

8.5 All payments made to Mayan Block under these Terms and Conditions are to be made in full without any set-off, counterclaim or deduction whatsoever.

8.6 Mayan Block shall make payments to the Customer in full in respect of an Order less Mayan Block's Commission (as defined on our fees page) unless (i) it is required by law to deduct sums in respect of taxation, or (ii) it is or will be owed amounts which are incurred in respect of transfer charges that may be levied or (iii) the Customer owes Mayan Block amounts in respect of other Orders or Commission which have not been settled in accordance with these Terms and Conditions.

Orders from Fiat Currency to Virtual Currency

8.7 Subject to clauses 8.14 to 8.17 (inclusive), the Customer shall only be able to place an Order to exchange any Fiat Currency into Virtual Currency if the full amount of such Order is credited to his Account on the Trading Desk.

8.8 In calculating how much Virtual Currency can be purchased by the Fiat Currency amount set out in the Order, Mayan Block shall be entitled to reduce its Commission on the Fiat Currency amount of the Order prior to calculating how much Virtual Currency can be purchased.

8.9 Mayan Block shall provide a confirmation to the Customer showing the exchange rate, the amount of Virtual Currency purchased and the Fiat Currency cost.

Orders from Virtual Currency to Fiat Currency

8.10 The Customer shall only be able to place an Order to exchange Virtual Currency into any Fiat Currency if the full number of Virtual Currency set out in such Order is credited to his Virtual

Currency Account on the Trading Desk.

8.11 In calculating how much of any Fiat Currency can be purchased by the amount of Virtual Currency set out in the Order, Mayan Block shall be entitled to reduce its Commission on the Virtual Currency amount of the Order prior to calculating how much of the relevant Fiat Currency can be purchased. Mayan Block shall be permitted to take its Commission in Virtual Currency or Fiat Currency as it wishes in its sole and absolute discretion.

8.12 Mayan Block shall provide a confirmation to the Customer showing the exchange rate, the amount of Fiat Currency purchased and the Virtual Currency price. This confirmation will be viewable in the "transaction history" section of the Trading Desk.

8.13 On confirmed receipt of Virtual Currency, Mayan Block will credit to the Customer's Account on the Trading Desk the Fiat Currency amount due.

Orders made by Brokers

8.14 A Broker may make an Order on behalf of another Customer to purchase Virtual Currency only. The Broker executes the Order as principal and is responsible to Mayan Block for compliance with these Terms and Conditions.

8.15 In order for a Broker to place an Order with Mayan Block, the Broker must open up a trade via the Trading Desk. On (and not before) receipt of the relevant amount of Fiat Currency from the Broker's customer and as soon as reasonably practicable after receipt of funds, Mayan Block shall match the Order in accordance with clauses 8.7 to 8.10 (inclusive) and shall send the Virtual Currency to the Broker's customer less any fees or commission due to the Broker (as notified by the Broker to Mayan Block from time to time).

8.16 In order for a Broker to place an Order with Mayan Block, the Broker must open up a trade. Upon Mayan Block receipt of cleared fiat funds, Mayan Block will process the order. As soon as reasonably practicable, Mayan Block shall send the Virtual Currency to the wallet of the Broker's customer (provided that the Broker has provided Mayan Block with all relevant details).

8.17 Mayan Block shall be permitted to debit the customer's Account with the relevant Fiat amount on or before settlement of the Order.

9. WITHDRAWING AND DEPOSITING FUNDS

9.1 The Customer shall be permitted to withdraw funds credited to his Account and/or Virtual Currency credited to his Virtual Currency Account on the Trading Desk by making a withdrawal instruction via Telegram or email.

9.2 Where a withdrawal instruction is received by Mayan Block in respect of any Fiat Currency, Mayan Block shall pay such funds to the bank account of the Customer nominated on registration. The Customer cannot receive funds into another bank account without the agreement of Mayan Block.

9.3 Where a withdrawal instruction is received by Mayan Block in respect of Virtual Currency, Mayan Block shall credit such Virtual Currency to the Virtual Currency wallet of the Customer nominated on registration or subsequently agreed with Mayan Block.

9.4 Mayan Block shall make payments in the relevant Fiat Currency and Virtual Currency to the Customer (and shall credit the Customer';s Account) in full unless (i) it is required by law to deduct sums in respect of taxation, or (ii) it is or will be owed amounts which are incurred in respect of transfer charges that may be levied, or (iii) the Customer owes Mayan Block amounts in respect of other Orders or Commission which have not been settled in accordance with these Terms and Conditions. In the event that Mayan Block is required or permitted to make any deductions pursuant to this paragraph, Mayan Block shall be permitted to make deductions in the relevant Fiat Currency or Virtual Currency in its sole and absolute discretion.

9.5 You warrant that your own and are fully responsible for any Virtual Currency wallet you have notified to Mayan Block for the purposes of receiving Virtual Currency withdrawn from the desk.

9.6 You warrant that you own and are fully responsible for any Virtual Currency wallet you use for the purposes of sending Virtual Currency deposited to the Trading Desk. If you receive a deposit that you did not initiate, you must inform us at the first available opportunity after becoming aware of the deposit.

10. NO FINANCIAL ADVICE

10.1 Mayan Block may in its sole and absolute discretion from time to time provide information to the Customer on practical aspects of dealing between Fiat Currencies and Virtual Currency.

10.2 Notwithstanding any such information provided by Mayan Block, the Customer acknowledges and agrees that it enters into each Order of its own free will without reliance on any information provided by Mayan Block and that such Order is at its own risk. The Customer shall not be entitled to rely on Mayan Block for advice on the timing or terms of any Order.

10.3 The Customer acknowledges and agrees that the exchange rate between Fiat Currencies and Virtual Currency varies regularly and will be affected by matters and events outside of the control of the Customer and Mayan Block.

10.4 The customer acknowledges and agree that we will not take into account their specific financial circumstances or needs when we enter into a Transaction with him/her and will not provide the customer with advice as to the suitability or appropriateness of entering into any specific Transaction, or selecting any specific details of a Transaction.

11. CUSTOMER REPRESENTATIONS

11.1 The Customer represents and warrants as at the date of each Order and on its Settlement Date that:

(a) the Customer is either (i) acting as principal in respect of the Order and is not acting for another person or (ii) if a Broker, is appropriately organised and regulated to act as a Broker and has been accepted as a Broker by Mayan Block;

(b) the Customer has full power and authority to enter into the Order and is the beneficial owner of all monies paid or to be paid at the Settlement Date free from any charge or encumbrance;

(c) the information provided by the Customer in relation to the Order (and all AML Documentation provided by the Customer) is at the time of the Order complete, accurate, current and not misleading and that any further information requested by Mayan Block is complete, accurate, current and not misleading in all material respects;

(d) the Customer has not relied upon any representation or warranty given by any other person (including without limitation Mayan Block) in entering into the Order.

11.2 The Customer acknowledges that funds may be co-mingled with those of other Customers of Mayan Block in the Client Account which is held with a major UK or EU clearing bank (the "Bank"). Funds belonging to Customers are segregated from those belonging to Mayan Block.

11.3 The Customer shall have no fiduciary rights or claims against the Bank in respect of any of his funds held in such account or accounts.

11.4 The account or accounts with the Bank are governed by the term of a bank mandate which has been provided and is exclusively operated by Mayan Block in accordance with its terms. The mandate states that when the Bank acts on properly mandated instructions it will receive a safe receipt and discharge and will not be bound to enquire as to the purpose to which those funds are applied and the Bank shall not be prevented from acting on such mandated instructions.

11.5 The Customer acknowledges that Mayan Block is under no obligation to pay interest on any funds held on his behalf in any account.

12. DEFAULT

12.1 Mayan Block has the right to terminate, close out or reverse an Order without notice to the Customer if:

(a) the Customer fails to make any payment in respect of an Order, when due and in accordance with these terms and conditions; or

(b) the Customer materially breaches any of these terms and conditions or fails to comply with its obligations to Mayan Block or is in breach of any statute, regulation, rule or guideline applicable to it or Mayan Block; or

(c) it becomes or may (in the reasonable opinion of Mayan Block) become unlawful for Mayan Block to maintain or give effect to all or any of the obligations under these Terms and Conditions or otherwise to carry on its business or if Mayan Block is requested to close out an Order (or any part thereof) by any regulatory authority whether or not the request is legally binding or Mayan Block in its sole and absolute discretion considers it desirable or necessary to do so for its own protection; or

(d) in the event that the Customer becomes unable to meet its obligations as they become due or has a bankruptcy petition presented against it or the Customer proposes a form of composition or arrangement to its creditors or if the Customer ceases or threatens to cease all or part of its business; or

(e) any of the events specified above or anything comparable thereto occurs under the laws of any applicable jurisdiction.

12.2 If the Customer becomes aware of the occurrence of any event referred to in Clause 12.1 above, he shall give Mayan Block notice of such event forthwith.

12.3 If the Customer fails to make a payment due to Mayan Block in respect of any Order, Mayan Block shall be entitled to collect interest on such unpaid items at a rate of 2% above the current base rate of Barclays Bank plc calculated on a monthly basis from the date payment was due to the date payment is received.

12.4 If for any reason whatsoever the Customer fails to meet its obligations to Mayan Block hereunder and or under any Order, Mayan Block may at its discretion terminate any Order without notice and without liability for any loss. In addition to charging interest as described in paragraph 12.3 Mayan Block shall be entitled to make a charge of up to £250 in respect of administration fees regardless of whether any Order is terminated or not.

13. YOUR CONDUCT

13.1 By downloading and/or using the Trading Desk, You agree not to upload, post, e-mail or otherwise send or transmit any material that contains viruses, Trojan horses, worms or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment associated with the Trading Desk.

13.2 You agree and undertake to keep Your username and password confidential, not to disclose Your password to any other person and not to permit any other person to log in to the Trading Desk using Your username and password.

13.3 You agree not to interfere with the servers or networks connected to the Trading Desk or to violate any of the procedures, policies or regulations of networks connected to the Trading Desk, including these Terms and Conditions.

13.4 You also agree not to:

(a) attempt to reverse engineer or sell, export, license, modify, copy, distribute or transmit the Trading Desk to any third party, or jeopardise the correct functioning of the Trading Desk, or otherwise attempt to derive the source code of the software (including the tools, methods, processes and infrastructure) that enables or underlies the Trading Desk;

(b) attempt to gain access to secured portions of the Trading Desk to which You do not possess access rights;

(c) impersonate any other person while the Trading Desk;

(d) conduct Yourself in a vulgar, offensive, harassing or objectionable manner while using the Trading Desk;

(e) resell or export the software associated with the Trading Desk;

(f) use the Trading Desk to generate unsolicited advertisements or spam; or

(g) use any automatic or manual process to search or harvest information from the Trading Desk, or to interfere in any way with the proper functioning of the Trading Desk.

14. OUR RIGHTS

14.1 In providing You with access to the Trading Desk, and permitting you to make Orders via the Trading Desk, Mayan Block reserves the following rights, and in accessing, browsing or otherwise using the Trading Desk and/or making any Order via the Trading Desk You grant to Mayan Block and agree that Mayan Block shall have the following rights:

(a) the right to refuse or withdraw Your access to the Trading Desk in accordance with applicable laws for any reason at any time (with or without notice) if in Mayan Block's sole and absolute discretion You violate or breach any of these Terms and Conditions;

(b) the right to suspend, amend or disable Your Account without giving You notice or any reason;

(c) the right to cancel any Order or amend in part any Order without giving You notice or any reason, save that in such circumstances Mayan Block shall refund such part of the Order as has been cancelled by it;

(d) the right to amend or update the Trading Desk, Commission, any Order, billing methods or these Terms and Conditions from time to time;

15. INTELLECTUAL PROPERTY

15.1 Mayan Block and/or its licensor(s) are the sole owners of the Trading Desk, which includes any software, domains, and content made available through the Trading Desk.

15.2 The Mayan Block brand and the Trading Desk are protected by UK and International copyright and other intellectual property laws. Without limitation, this means that You may not sell, export, license, modify, copy, distribute or transmit the Trading Desk (or any part of it) or any material provided through the Trading Desk without Mayan Block's prior express written consent.

15.3 Any unauthorised use of the Trading Desk will result in the automatic termination of the limited license granted by us. Mayan Block reserves the right to terminate the limited license without notice at any time following an unauthorised use by you of the Trading Desk.

15.4 Mayan Block and its graphics, logos, icons and service names related to the Trading Desk are registered and unregistered trademarks or trade dress of Mayan Block. They may not be used without Mayan Block's prior express written permission.

15.5 All other trademarks not owned by Mayan Block that appear in connection with the Trading Desk are the property of their respective owners, who may or may not be affiliated with, connected to or sponsored by Mayan Block.

16. EVENTS OUTSIDE OF OUR CONTROL

16.1 We will do all we reasonably can to provide the Facilities and carry out any Transaction or Service. However, we will not be liable or responsible for failing to perform, or a delay in performance of, any of our obligations in relation to any Transaction and/or Service or any loss suffered by you where that is caused by an Event Outside Our Control.

16.2 An "Event Outside Our Control" means any act or event beyond our reasonable control. This includes, but is not limited to any acts or restraints of governments or public authorities; strikes or other industrial action; terrorism or threat of terrorist attack; war (whether declared or not) or threat of war, revolution, riot or civil commotion; natural disaster; failure or loss of public or private telecommunications, networks or other systems/services our Facilities rely on; or a third party system/service which we rely on is provided/operated for the provision of the Facilities and/or the carrying out of any Transaction or Service becomes unavailable and/or inaccessible (including in the event of a third party system/service provider becoming insolvent).

16.3 If an Event Outside Our Control takes place that affects the performance of our obligations, we will promptly notify you, and our obligations under to any Transaction and/or Service will be suspended and the time for performance of our obligations will be extended for the duration of the Event Outside Our Control. You may cancel any Transaction and/or Service affected by an Event Outside Our Control, which has continued for more than 30 calendar days. You may do this by contacting us at the address supplied above, or via email: support@mayanblock.com.

17. ELECTRONIC COMMUNICATIONS

17.1 By downloading and/or using the Trading Desk and/or viewing Listings and/or making any Order for Goods through the Trading Desk, You consent to receiving electronic communications and notices from Mayan Block. You agree that any notice, agreement, disclosure or other communications that we send to You electronically will satisfy any legal communication requirements, including that such communications be in writing.

18. PRIVACY

18.1 We understand that your data privacy is important to you and we take it very seriously. We will process your data in accordance with the requirements of the General Data Protection Regulation 2018 (GDPR). We will not sell, rent or exchange your personal information with any third party (other than with our affiliates within the Mayan Block group) for commercial reasons other than in connection with establishing and managing your account and to help us identify you when you contact us. Further information on how we will gather (including our practice of recording telephone calls), use and share your information can be found in our privacy policy which is available at Privacy policy.

18.2 You provide us with information when You register an Account via the Trading Desk. We also collect information both relating to You (for example on Your usage and purchase history) and to Customers of the Trading Desk in general. Any information that You submit or that we collect when You are using the Trading Desk is subject to the Mayan Block Privacy Policy, the terms of which are hereby incorporated into these Terms and Conditions.

18.3 The information We hold about You is to assist Us in providing the Services to You, including the opening of the fiat and virtual currency accounts. By engaging Us to provide the Services, You are agreeing that We may possess Your information for these purposes and that We may pass it on to a Nominated Account Provider. This information is confidential and will only be disclosed to other parties in the following circumstances:

(a) where required or permitted by law or regulation;

(b) to investigate or prevent fraud or other illegal activity;

(c) to third parties in order to open or close accounts or transfer funds or for anti-money laundering purposes as required as part of the Services; and

(d) at Your request or with Your consent.

19. LIMITATION OF LIABILITIES

19.1 Mayan Block provides Trading Desk "as is" and without any warranty or condition, whether express, implied or statutory.

19.2 Mayan Block assumes no liability or responsibility for any errors or omissions in the Trading Desk; any failures, delays or interruptions in the Trading Desk or in delivery of any Order; any losses or damages arising from the use of the Trading Desk.

19.3 Mayan Block reserves the right to deliver the Trading Desk and to process Orders in its sole and absolute discretion.

19.4 In no event shall Mayan Block, its shareholders, directors, officers, employees or agents be liable (jointly or severally) to You for loss of use or any special, incidental, indirect or consequential damages arising out of or in connection with the Trading Desk, the publication of any Listing, the placement by you of any Order, the delivery of any Goods, the failure in whole or in part to deliver any Goods or these Terms and Conditions, on any theory of liability, and whether or not advised of the possibility of damage.

19.5 Mayan Block does not seek to exclude liability for death or personal injury caused by our negligence, or fraud or fraudulent misrepresentation on the part of Mayan Block.

19.6 If any applicable authority holds any portion of this section to be unenforceable, then liability will be limited to the fullest possible extent permitted by applicable law.

19.7 Mayan Block specifically excludes liability for any loss, harm, distress or damage suffered by You or any third party as a result of inaccurate information appearing on the Trading Desk.

20. INDEMNITY

20.1 You agree to indemnify and hold Mayan Block and its related companies, and each of their respective shareholders, directors, officers, employees, agents and merchant partners harmless from and against any third-party claim or cause of action, including reasonable attorneys' fees and court costs, arising, directly or indirectly, out of Your breach of these Terms and Conditions and/or Your violation of any law or the rights of any third party.

21. DISPUTES

21.1 You agree that these Terms and Conditions and any claim, dispute or controversy arising out of, in connection with these Terms and Conditions or their subject matter or formation (including non-contractual disputes or claims), the Trading Desk, Mayan Block's advertising or any related transaction between You and Mayan Block shall be governed by and construed in accordance with English law.

21.2 Any dispute or claim arising out of or in connection with such matters (including non-contractual disputes or claims) will be subject to the exclusive jurisdiction of the courts of England and Wales.

22. TERMINATION

22.1 Mayan Block may change or discontinue the availability of the Trading Desk and at any time without any prior notice. Mayan Block reserves the right to terminate these Terms and Conditions for any reason, with 60 days prior notice, and these Terms and Conditions shall automatically terminate in the event that You violate any of the Terms and Conditions set forth herein (with prejudice to our accumulated rights against You). In the event of any termination, you will immediately cease use of the Trading Desk and will not make any Order.

23. GENERAL

23.1 These Terms and Conditions are agreed between You and us. No person shall have any rights under or connection with these Terms and Conditions under the Contracts (Rights of Third Parties) Act 1999.

23.2 If any court or competent authority decides that any term of these Terms and Conditions is held to be invalid, unlawful or unenforceable to any extent, such term shall, to that extent only, be severed from the remaining terms, which shall continue to be valid to the fullest extent permitted by law.

23.3 Mayan Block reserves the right to charge interest on any late payments at the rate of 7% per annum above the base rate of the Bank of England. Interest shall accrue on a daily basis from the due date until the date of actual payment of the overdue amount, whether before or after judgment.

23.4 Headings are for reference purposes only and in no way define, limit, construe or describe the extent or scope of such section.

23.5 Our failure to enforce any provision of these Terms and Conditions shall not constitute a waiver of that or any other provision and will not relieve You from the obligation to comply with such provision.

23.6 You are not permitted to assign, transfer, charge, sub-contract or deal in any other manner with all or any of Your rights under these Terms and Conditions without our prior express written consent.

23.7 These Terms and Conditions set forth the entire understanding and agreement between You and Mayan Block with respect to the subject matter hereof.

23.8 These Terms and Conditions and any dispute or claim arising out of or in connection with them or their subject matter or formation (including non-contractual disputes or claims) shall be governed by and construed in accordance with the laws of England.

23.9 You irrevocably agree that the courts of England shall have exclusive jurisdiction to settle any dispute or claim that arises out of or in connection with these Terms and Conditions agreement or their subject matter or formation (including non-contractual disputes or claims).

24. TAXES

24.1 It is your responsibility to determine what, if any, taxes apply to the payments you receive in connection with the Facilities, Transactions and/or Services ("Taxes"). It is solely your responsibility to assess, collect, report, or remit the correct Taxes to the proper tax authority. We are not under any obligation to determine whether Taxes apply, or calculate, collect, report, or remit any Taxes to any tax authority arising from any transaction. You acknowledge that we may make certain reports to tax authorities in the United Kingdom and overseas regarding Orders and Transactions that we process.